Home and contents
Cover for the building and belongings, with attention to sums insured, listed valuables, accidental damage options and location hazards.
SELECTED PERSONAL INSURANCE
Personal insurance for existing clients
Commercial insurance remains our primary focus. We can also assist existing clients with selected personal insurance, allowing business and personal cover to be managed by brokers who already understand their circumstances.
Discuss this cover →
WHO IT MAY SUIT
Home and contents, high value homes, and private or prestige vehicles.
Our personal service is primarily available to existing commercial clients and selected referrals where we have a suitable insurer market.
WHAT WE REVIEW
- 01Building rebuild cost
- 02Contents replacement value
- 03Valuable and portable items
- 04Flood and location exposure
- 05Private vehicle use and value
- 06Claims history and security
PRACTICAL COVER REVIEW
Selected personal cover without changing our commercial focus.
This service complements the commercial program we manage. It is not positioned as a high-volume retail comparison service, and available products will depend on the risk and insurer appetite.
High value homes
Specialist options may be available for prestige residences, bespoke construction, valuable collections and more complex household risks.
Private motor
We can consider everyday, prestige, performance or classic vehicles where the insurer market suits the vehicle and driver profile.
WHY THE DETAILS MATTER
Start with accurate replacement values.
Building insurance
The building sum insured should reflect the likely cost of rebuilding the home, not its market value. Renovations, demolition, professional fees, updated building standards and construction-cost changes can affect the amount required.
Contents insurance
Contents cover generally applies to household belongings, subject to policy terms. Jewellery, watches, artworks, collections, bicycles and portable electronics may have category limits or require separate listing.
Information that can affect cover
Occupancy, renovations, home-based business activity, previous claims, security, bushfire exposure and flood mapping may influence an insurer. These details should be disclosed accurately before cover is placed.
Cover is subject to insurer acceptance, the policy schedule, Product Disclosure Statement, limits, conditions and exclusions. This information is general and does not take into account your objectives, financial situation or needs.
CONNECTED COVER
Look beyond one policy.
We consider how this cover fits with the other policies arranged for you or your business.
A CONSIDERED REVIEW
Ask us whether we can assist.
Send us the renewal schedule and an outline of the property or vehicles. We can confirm whether the risk fits our available personal insurance markets.
Request a confidential review →